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Are you Lender-Ready? Take our 2 minute Quiz

Buying a home can feel out of reach but you may be closer than you think. Find out if you are a good fit for our program - you don’t have to figure all this out on your own! Your team at Upward Credit Solutions would love to put you on the fast-track to becoming Lender-Ready! 

Click the button below to start.

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Question 1 of 10

Have you checked your credit score in the past 6 months?

A

Yes

B

No

C

Not sure

Question 2 of 10

Do you know what’s keeping your score from being higher?

A

Yes, I have a pretty good idea.

B

No clue...my head is in the sand!

Question 3 of 10

Are you paying more than 30% of your credit card limits each month?

A

Yes, you gotta do what you gotta do.

B

I'm not sure...

C

Are you kidding? No way!

Question 4 of 10

Do you have a budget or savings plan in place to prepare for homeownership?

A

Yes - Locked and Loaded.

B

No - I'm planning to make a plan.

C

I've started this but I need help.

Question 5 of 10

Have you been denied for a loan, credit card, or mortgage in the past 12 months?

A

Yes (Don't worry, it happens to everyone).

B

No I haven't gotten that far.

C

I have gotten some approvals but not the mortgage I wanted.

Question 6 of 10

Are you currently setting aside anything each month toward a down payment (even small amounts)?

A

Yes! Slow and steady wins the race right?

B

It's messy but I have saved some money aside.

C

No I just haven't been able to do that yet.

Question 7 of 10

Do you know the minimum credit score most lenders require to approve a mortgage?

A

No - is there a magic number?

B

Yes I think so.

Question 8 of 10

When a lender asks about your debt-to-income ratio, would you know how to answer confidently?

A

Oh yeah I feel pretty good about having that conversation

B

No I would be pretty nervous if I was asked that.

Question 9 of 10

Do you have someone guiding you through the homeownership process, or are you trying to figure it out alone?

A

Yes I have a realtor that wants to work with me.

B

No I am just starting or evaluating.

Question 10 of 10

If you could be mortgage-ready in the next 6–12 months, how would that impact your life? Tell us a little. 

Confirm and Submit