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Are you Lender-Ready? Take our 2 minute Quiz

Buying a home can feel out of reach but you may be closer than you think. Find out if you are a good fit for our program - you don’t have to figure all this out on your own! Your team at Upward Credit Solutions would love to put you on the fast-track to becoming Lender-Ready! 

Click the button below to begin your 2-minute lender-readiness quiz.

Start

Question 1 of 10

Have you checked your credit score in the past 6 months?

A

Yes, I have checked it recently

B

No, I have not checked it recently

C

I’m not sure

Question 2 of 10

Do you know what’s keeping your score from being higher?

A

Yes, I have a good understanding

B

I have some idea, but not completely

C

No, I’m not sure

Question 3 of 10

Are you paying more than 30% of your credit card limits each month?

A

Yes, my balances are often above 30%

B

I’m not sure

C

No, my balances are usually below 30%

Question 4 of 10

Do you have a budget or savings plan in place to prepare for homeownership?

A

Yes, I have a budget and savings plan

B

I am working on putting one together

C

No, I do not have one in place yet

Question 5 of 10

Have you been denied for a loan, credit card, or mortgage in the past 12 months?

A

Yes, I have been denied

B

No, I have not been denied

C

I have had mixed results or partial approvals

Question 6 of 10

Are you currently setting aside anything each month toward a down payment (even small amounts)?

A

Yes, I am saving consistently

B

I save when I can, but not consistently

C

No, I am not saving yet

Question 7 of 10

Do you know the minimum credit score most lenders require to approve a mortgage?

A

Yes, I understand the general score range

B

I have some idea, but I’m not fully sure

C

No, I do not know

Question 8 of 10

When a lender asks about your debt-to-income ratio, would you know how to answer confidently?

A

Yes, I understand it and could explain it

B

Somewhat, but I would need help

C

No, I would not be confident answering

Question 9 of 10

Do you have someone guiding you through the homeownership process, or are you trying to figure it out alone?

A

Yes, I have support from a professional or advisor

B

I am still exploring and do not have consistent guidance yet

C

I am mostly figuring it out on my own

Question 10 of 10

In one or two sentences, tell us what becoming mortgage-ready in the next 6–12 months would mean for you.

Confirm and Submit