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Lender-Ready Quiz

Monthly Coaching

Our Commitment to You

  

  • Monthly Coaching — First-Time Homebuyer

    Course required (one-time): $297 — Pathway to Homeownership
    Coaching: $50/month
    Tools paid by client to providers: MyFICO 3B Advanced ~ $29.95/mo; Monarch ~ $9/mo
    Typical combined monthly cost: ≈ $95 for 3–6 months (varies by profile)

    What You Get

    • Initial review: We go line-by-line through your MyFICO 3B report and your Monarch budget (client-authorized).
    • Personalized plan: Which debts to tackle, which accounts to add, and how to align utilization & DTI with lender standards.
    • Monthly check-ins: Track progress, adjust your plan, and stay accountable.
    • Lender Match included free: If you were referred, we reconnect you to your partner; if not, we’ll match you with 3–5 lenders that fit your profile.


    Important:     Education starts with the $297 course. Lender-readiness status is issued only through coaching after your budget information is confirmed.

    Price summary: $50/month + $297 one-time course fee


 “Upward Credit Solutions provides structured coaching to help you understand your credit, budget, debts, documentation, and lender-readiness steps.”

Security note:
We ask for the last 4 digits of your SSN for identity verification only — never the full SSN. This helps us confirm your enrollment, prevent duplicate records, and link your progress securely.

Your last 4 is also used to help track your UCS progress:

• When you begin coaching.
• When you reach a lender-readiness or financial-readiness milestone.
• When you report a loan approval, credit approval, closing, or other financial outcome.

This ensures we can measure the effectiveness of our program, while your information remains encrypted, stored securely, and never shared outside of this purpose.

 

Monthly coaching is educational and guidance-based. UCS does not provide legal, tax, accounting, lending, underwriting, credit repair, or financial advisory services. UCS does not guarantee approval, funding, credit score improvement, home purchase eligibility, or any specific financial outcome.