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Lender-Ready Quiz

Pathway to Homeownership Coaching Program

Our Commitment to You

Pathway to Homeownership Coaching Program

Initial enrollment: $347
Includes: $297 Pathway to Homeownership course + first $50 coaching payment
Continued coaching: $50/month thereafter

Tools paid by client directly to providers: MyFICO 3B Advanced ~ $29.95Β one-time payment for all 3 credit reports; Monarch ~ $9/month

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What You Get

  • Initial review: We go line-by-line through your MyFICO 3B report and your Monarch budget, with your authorization.

  • Personalized plan: We identify which debts to address, which accounts may need attention, and how to better align utilization and DTI with lender standards.

  • Monthly check-ins: We track progress, adjust your plan, and help you stay accountable.

  • Lender Match included free: If you were referred by a lending partner, we reconnect you with that partner. If not, we can match you with 3–5 lenders that may fit your profile.

Preparation Before Your First Coaching Meeting

Your first coaching meeting may be scheduled no earlier than one week after enrollment. This preparation period gives you time to begin the Pathway course, complete your required financial preparation, and provide the information needed for a productive initial review.

Important

Your Pathway Coaching Program includes the $297 Pathway to Homeownership course as its educational foundation. UCS Lender-Ready status is issued only through the coaching process after your applicable financial and budget information has been reviewed and confirmed.

Price Summary

$347 due at enrollment β€” consisting of the $297 Pathway to Homeownership course and your first $50 coaching payment.

Continued coaching is $50/month thereafter.

Upward Credit Solutions provides structured coaching to help you understand your credit, budget, debts, documentation, and lender-readiness steps.

Security Note

We ask for the last 4 digits of your SSN for identity verification only β€” never the full SSN. This helps us confirm your enrollment, prevent duplicate records, and link your progress securely.

Your last 4 is also used to help track your UCS progress:

  • When you begin coaching.

  • When you reach a lender-readiness or financial-readiness milestone.

  • When you report a loan approval, credit approval, closing, or other financial outcome.

This helps us measure the effectiveness of our program while your information remains encrypted, stored securely, and never shared outside of this purpose.

The Pathway Coaching Program and continued coaching are educational and guidance-based. UCS does not provide legal, tax, accounting, lending, underwriting, credit repair, or financial advisory services. UCS does not guarantee approval, funding, credit score improvement, home purchase eligibility, or any specific financial outcome.