Personal Credit Coaching
Fast, Customized Credit Building
Guided by experts to empower those we saw being locked out of the credit system
Credit Counseling is integral to the UCS Experience!
How Coaching Works
When you join UCS, you start with the $297 course—the foundation that gives you the insider knowledge lenders actually use. From there, our coaching takes what you’ve learned and applies it directly to your life. You’ll work one-on-one with a coach to review your credit and budget, set milestones, track your progress, and make real adjustments as life happens. This is where education turns into action, and action turns into true lender-readiness.
Note: without official review via coaching, you cannot be marked “Lender-Ready” by Upward Credit Solutions.
1. Get matched
Get matched with a dedicated coach who understands your goals.
2. Review Together
Review your credit & budget together and build a simple strategy.
3. Set Milestones
Set milestones, track progress, and adjust as life happens.
4. Celebrate Wins
Celebrate wins—from your first score jump to full lender readiness.
Tailored Coaching Packages
Whether you are a first time homebuyer or looking for help with a refinance, we can walk with you step by step through the process.
First-Time Homebuyer
Guided Coaching
White-glove Credit Diagnosis & Review with Monthly Coaching Sessions for First Time Homebuyers.
Refinance / Existing Homeowner
Debt Diagnosis, Restructure Guidance and Monthly Coaching Sessions for Existing Homeowners looking for Better Terms.
Lender Concierge Service
Stand-alone personalized preparation to get you ready to meet with the right lender that best fits Your Needs.
Not sure which package is right for you?
Please write us below and we will help you.