Online Courses

Monthly Coaching - First-Time Home Buyer

Monthly Coaching — First-Time Homebuyer Course required (one-time): $297 — Pathway to Homeownership Coaching: $50/month Tools paid by client to providers: MyFICO 3B Advanced ~ $29.95/mo; Monarch ~ $9/mo Typical combined monthly cost: ≈ $95 for 3–6 months (varies by profile) What You Get Initial review: We go line-by-line through your MyFICO 3B report and your Monarch budget (client-authorized). Personalized plan: Which debts to tackle, which accounts to add, and how to align utilization & DTI with lender standards. Monthly check-ins: Track progress, adjust your plan, and stay accountable. Lender Match included free: If you were referred, we reconnect you to your partner; if not, we’ll match you with 3–5 lenders that fit your profile. Important: Education starts with the $297 course. Mortgage-Ready status is issued only through coaching after your budget information is confirmed. Price summary: $50/month + $297 one-time course fee

$50.00 USD every month +
$297.00 USD setup fee

Monthly Coaching - Refinance/Existing Home Owner

Monthly Coaching — Refinance/Existing Homeowner Course Fee: Not required for existing homeowners Coaching: $150/month Tools (paid separately): MyFICO 3B Advanced ~ $29.95/mo; Monarch ~ $9/mo Typical combined monthly cost: ≈ $190 (varies by profile) What You Get Initial review: A full check of your MyFICO 3B report and Monarch budget to see the big picture. Personalized plan: Guidance on which debts to restructure, which accounts to optimize, and how to position yourself for stronger loan terms. Monthly check-ins: Guided coaching to adjust your credit and budget strategy as life changes. Lender Match included free: If you were referred, you’ll be reconnected to your partner; if not, we’ll connect you with 3–5 lenders who fit your profile. Important: Mortgage-Ready status is only issued through coaching once your budget and strategy are confirmed. Price summary: $150/month

$150.00 USD every month

Lender Concierge Service

Lender Concierge Service – Fast Track One-time fee: $497 (standalone if not enrolled in the course or coaching programs) What You Get Full review: We’ll review your credit profile, budget, and financial goals. Personalized lender research: We identify the lenders best suited to your profile. Direct connection: If you were referred by a partner, we’ll reconnect you back to them. If you joined directly, we’ll match you with 3–5 lenders so you can choose the right fit. Concierge-style guidance: We guide you through the handoff until you’re connected with a lender. Who It’s For Already enrolled? Lender Match is included at no extra cost. Not enrolled? This service is available as a standalone one-time review and lender connection for $497 — perfect if you just want an expert to “look at your file” and point you in the right direction. Price summary: $497 one-time fee

$497.00 USD

Conventional Amortization Schedule

Free

Conventional Amortization Schedule

Free

Debt Settlement, Deletion, Disputes Comparison Guide

Free